Documents Required for Portugal MortgagesYou will be required to produce some or all of the following documents for your Portugal mortgage application:General Documentation Required for Mortgage Application - Portuguese Tax Number (Número Fiscal de Contribuinte); - Copy of ID card(s) or passport(s). - Birth certificate(s) showing both parents names; - Marriage certificate; - Valuation of main home - Last six months personal bank statements – current & savings; - Bank references; (*) - Copy of the signed “Contrato Promessa de Compra e Venda”, Sales Purchase Contract; - Plans / Drawings of the site and or of the property; - If constructing / renovating the property – copies of the Planning Permission and Building Licenses; - Utility bill as proof of home address; If Employed - Last three years tax returns (P60 or equivalent in the UK); (*) - Last three months pay slips; (*) - Reference from employer (simple letter stating that has been working with the company for a certain time, plus the normal considerations in this regard); (*) If employed by a limited company with a shareholding of 20% or more - Last three years audited accounts; - Letter from Accountant confirming current salary and dividend payments for the last two years; - Last three years tax returns; - Last six months business bank statements; If self-employed - Last three year’s Audited Accounts; - Letter from Accountant confirming net profit figures for the last two years; - Last three year’s tax return / tax computation; - Last six months business bank statements; Other Income - Confirmation of Pension received for the last six months; - Confirmation of Rent received – copy tenancy agreement plus accounts for the last two years and copy of latest tax return; - Copy of bank statements showing rental income; Liabilities - Latest mortgage statement; - Details of personal loans (principal due, monthly instalments); - Copy of tenancy agreement; - Maintenance / Alimony payments; For all documents marked with a * we require that originals be presented to us. We will copy and certify them for internal purposes and return them immediately. back to portugal buying process mortgage rate portugal | portugal mortgage insurance |